As long-term care costs continue to rise, long-term care insurance can help cover expenses, but long-term care insurance contracts are notoriously confusing. How do you figure out what is right for you?

A new report that combines nursing home quality data with a survey of family members ranks the best and worst states for care and paints a picture of how Americans view nursing homes.

Spouses who are turning full retirement age this year are the last group who can use a strategy to maximize Social Security benefits by choosing whether to take spousal benefits or to take benefits on their own record.