Medicare May Not Cover the Coronavirus Vaccine After All

While Medicare would cover a coronavirus vaccine approved through normal channels, if the Food and Drug Administration approves the vaccine through an emergency use authorization (EUA), Medicare will not cover it unless the government acts. 

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Medicare Open Enrollment Starts October 15: Is It Time to Change Plans?

Medicare’s Open Enrollment Period, during which you can freely enroll in or switch plans, runs from October 15 to December 7. Now is the time to start shopping around to see whether your current choices are still the best ones for you.  

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Medicare Beneficiaries May Be Eligible for an Extra 100 days of Skilled Nursing Coverage Due to Pandemic

Medicare beneficiaries who qualified for skilled nursing facility (SNF) coverage may be eligible for an additional 100 days of coverage. Whether beneficiaries can actually get the extended coverage is another question.

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Aging in Place by Jane-Marie Schaffer

aging in place by jane-marie schaffer

Click here to download the presentation

Long-Term Care Planning

Long term care planning is planning for how we will live our lives as we age – do we want to live at home with help or do we want to move to a facility that will provide help to us.

87% of adults age 65 and older want to stay in their current home and community as they age.

Helping Seniors Age in place

► Where do you want to live?
► Who will provide care?
► How to pay for it?
► What financial resources are available?


Desire for social interaction?

  •  Friends & Family
  • Community Groups/Senior Centers
  • Educational Programs
  • Living Communities

Community Supports & Services

  • Meals on Wheels
  • Household Management/Bill Paying
  • Respite Care/Adult Day Programs

Medicare – What Does it Cover?

  • Hospital Stays
  • Short term stay in nursing home following a hospitalization
  • First 20 days, Medicare pays 100%
  • Days 21-100, Co-Pay of $176.00
  • No coverage after 100 days
  • Limited Home Care Coverage
  • No coverage for custodial care at home
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Click to download the Wills vs Trusts – Presentation

Will vs. Trust –
Which is Right for Your Family?

Use our Estate Planning Questionnaire

  • Total Estate Assets
  • Non-Probate Assets

Determine Beneficiaries

  • Family Members, Non-Family Members, Charities, Pets, Minors, Persons with Special Needs
  • Any Substance Abuse Problems, Gambling, Debt Plan for Incapacity
  • Determine Fiduciaries
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How Not to Pay for Services

Understanding and Navigating the Long Term Care Frontier

Cost of Caregiving

Area Averages:

  • Nursing Home: $420.00- $570.00 per day (12-
  • Assisted Living: 3000-8000 per month
  • Home Care average $30/hr (13-18K per month)

Steps to take

  • Developing a Care Plan
  • Community-Based Services
  • In-Home Assistance

Click here to download a PDF of the presentation

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Husbands Usually Don’t Consider Their Wives’ Future When Deciding When to Take Social Security Benefits

Husbands usually don’t take survivor’s benefits into account when claiming benefits, according to a recent study, meaning that many widows will needlessly experience a significant drop in income. 

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A Guidebook to Planning for Old Age

Are you ready for old age? An essential and empowering book addresses the important issues and directs readers to a myriad of resources to help them plan for the realities of aging.  

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How to Plan your Estate

Just over 1/3 of Americans have a will, and fewer have any estate planning documents at all. An often overlooked area of estate planning is loss of capacity. The reality is that anyone, at any age, can be left incapacitated without warning. Significant others do not have the authority to make health care, end of life or burial decisions for you without proper documentation.

You can download a PDF of this presentation by clicking this link.

Presented by Debra Verni, Esq

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How Will the Coronavirus Pandemic Affect Social Security?

How Will the Coronavirus Pandemic Affect Social Security?

The coronavirus pandemic is having a profound effect on the current U.S. economy, and it may have a detrimental effect on Social Security’s long-term financial situation. 

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