Aging in Place by Jane-Marie Schaffer

aging in place by jane-marie schaffer

Click here to download the presentation

Long-Term Care Planning

Long term care planning is planning for how we will live our lives as we age – do we want to live at home with help or do we want to move to a facility that will provide help to us.

87% of adults age 65 and older want to stay in their current home and community as they age.

Helping Seniors Age in place

► Where do you want to live?
► Who will provide care?
► How to pay for it?
► What financial resources are available?

DEVELOPING A CARE PLAN

Desire for social interaction?

  •  Friends & Family
  • Community Groups/Senior Centers
  • Educational Programs
  • Living Communities

Community Supports & Services

  • Meals on Wheels
  • Household Management/Bill Paying
  • Respite Care/Adult Day Programs

Medicare – What Does it Cover?

  • Hospital Stays
  • Short term stay in nursing home following a hospitalization
  • First 20 days, Medicare pays 100%
  • Days 21-100, Co-Pay of $176.00
  • No coverage after 100 days
  • Limited Home Care Coverage
  • No coverage for custodial care at home
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Wills vs Trusts: PRESENTED BY JANE-MARIE SCHAEFFER

Click to download the Wills vs Trusts – Presentation

Will vs. Trust –
Which is Right for Your Family?

Use our Estate Planning Questionnaire

  • Total Estate Assets
  • Non-Probate Assets

Determine Beneficiaries

  • Family Members, Non-Family Members, Charities, Pets, Minors, Persons with Special Needs
  • Any Substance Abuse Problems, Gambling, Debt Plan for Incapacity
  • Determine Fiduciaries
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How Not to Pay for Services

Understanding and Navigating the Long Term Care Frontier

Cost of Caregiving

Area Averages:

  • Nursing Home: $420.00- $570.00 per day (12-
    17K/mo)
  • Assisted Living: 3000-8000 per month
  • Home Care average $30/hr (13-18K per month)

Steps to take

  • Developing a Care Plan
  • Community-Based Services
  • In-Home Assistance

Click here to download a PDF of the presentation

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Husbands Usually Don’t Consider Their Wives’ Future When Deciding When to Take Social Security Benefits

Husbands usually don’t take survivor’s benefits into account when claiming benefits, according to a recent study, meaning that many widows will needlessly experience a significant drop in income. 

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A Guidebook to Planning for Old Age

Are you ready for old age? An essential and empowering book addresses the important issues and directs readers to a myriad of resources to help them plan for the realities of aging.  

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