Aging in Place by Jane-Marie Schaffer

aging in place by jane-marie schaffer

Click here to download the presentation

Long-Term Care Planning

Long term care planning is planning for how we will live our lives as we age – do we want to live at home with help or do we want to move to a facility that will provide help to us.

87% of adults age 65 and older want to stay in their current home and community as they age.

Helping Seniors Age in place

► Where do you want to live?
► Who will provide care?
► How to pay for it?
► What financial resources are available?


Desire for social interaction?

  •  Friends & Family
  • Community Groups/Senior Centers
  • Educational Programs
  • Living Communities

Community Supports & Services

  • Meals on Wheels
  • Household Management/Bill Paying
  • Respite Care/Adult Day Programs

Medicare – What Does it Cover?

  • Hospital Stays
  • Short term stay in nursing home following a hospitalization
  • First 20 days, Medicare pays 100%
  • Days 21-100, Co-Pay of $176.00
  • No coverage after 100 days
  • Limited Home Care Coverage
  • No coverage for custodial care at home
Read More


Click to download the Wills vs Trusts – Presentation

Will vs. Trust –
Which is Right for Your Family?

Use our Estate Planning Questionnaire

  • Total Estate Assets
  • Non-Probate Assets

Determine Beneficiaries

  • Family Members, Non-Family Members, Charities, Pets, Minors, Persons with Special Needs
  • Any Substance Abuse Problems, Gambling, Debt Plan for Incapacity
  • Determine Fiduciaries
Read More

How Not to Pay for Services

Understanding and Navigating the Long Term Care Frontier

Cost of Caregiving

Area Averages:

  • Nursing Home: $420.00- $570.00 per day (12-
  • Assisted Living: 3000-8000 per month
  • Home Care average $30/hr (13-18K per month)

Steps to take

  • Developing a Care Plan
  • Community-Based Services
  • In-Home Assistance

Click here to download a PDF of the presentation

Read More

Husbands Usually Don’t Consider Their Wives’ Future When Deciding When to Take Social Security Benefits

Husbands usually don’t take survivor’s benefits into account when claiming benefits, according to a recent study, meaning that many widows will needlessly experience a significant drop in income. 

Read More

A Guidebook to Planning for Old Age

Are you ready for old age? An essential and empowering book addresses the important issues and directs readers to a myriad of resources to help them plan for the realities of aging.  

Read More
Font Resize